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An individual or business entity that is protected under an insurance policy, also known as a policyholder. This varies by the type of insurance policy, i.e. in the case of a workers compensation or a disability policy the insured is the employer.
An individual who makes a claim or demand under an insurance policy to recover for loss. This varies by the type of insurance policy, i.e. in the case of a workers compensation or disability policy a claimant is an employee.

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